Hi All,
I'm hoping that the wisdom of the crowd will help spot any glaring holes in this PCP vs Lease Deal decision for a 430d. My spec is:
BMW 4-Series Coupe 430d Luxury 2dr Auto [Professional Media]
Cost Options*:
•*Harman/Kardon surround sound system
•*Adaptive headlights
•*Electric heated, folding and auto dimming door mirrors with memory
•*Driver + passenger electric lumbar support
•*Interior comfort pack
•*Smokers pack
•*Adaptive M Sports suspension
For the PCP deal, Coast to Coast's OTR Cost is £36,369.29 (including discount).
3 year, 36,000 mile limit on both deals.
You can see from the spreadsheet below, that, regardless of maintained or non-maintained, both deals end up around £22k amount.
So what's the benefit of going with a Lease as opposed to a PCP deal where there might be a very slim chance of the vehicle having some equity after 3 years?
Is anyone getting better lease or PCP deals than this for a 3yr/36k mile requirement on a 430d?
Note also the projected depreciation on a 430d – taken from Autocar's website calculator.
Thanks!