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I went through BMWFS and got approved for 2.99; however, before I drove to my local dealer I stopped by NFCU and they where able to offer me 1.99. When I arrived at my local dealer I had a check on hand for up to 80k, found out they had their own finance company they offered me 1.5 to go through their lender.
You still have time to shop around and save yourself money on interest. let them know what else your able to get outside they'll negotiate if you have good credit.
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