If all you're ready to do is "point and click" then buy a "point and shoot" camera, like the G10 mentioned earlier in this thread. You can take great pictures with that camera, such that you won't regret their poor quality if you later decide to get serious about photography and move to a DSLR.
I've got a DSLR and many argue here that you should start with a DSLR, but I think that someone at the very beginning of the hobby should start with a high quality P&S camera. The convenience of the auto-zoom and intelligent auto-exposure settings allow you to get pretty deep into the hobby without the complications of mulitple lenses and added bulk of a DSLR.
Dave
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