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      10-02-2012, 06:42 AM   #22
gpb
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Drives: 335i Cabrio
Join Date: Sep 2012
Location: Atlanta

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Quote:
Originally Posted by stonelx View Post
I guess it all depends on rates. But, sometimes there are cash incentives. So one has to do the math to decide which outcome is the best.
Exactly. Look in the details. On my 2010 CPO, BMW FS was 3/4 of a point higher than my credit union... but had a deal where they pay up to $500 of the first three payments. 3/4 of a point vs $1500 incentive was a no brainer in my situation, I went with BMW FS.
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