Quote:
Originally Posted by jwzimm
This is why I never use my debit card for purchases. It is a direct link to my bank account. While there is still zero liability on me for fraud I am still out the cash until they credit my account potentially screwing up a payment on something else. I use a cash back credit card that I pay off every single month. I have yet to ever pay interest on it and reap the rewards for it as well.  |
Another thing to note is if you do pay with debit card, run it as credit. As gas pumps, it will ask you to confirm your zip code instead of your pin.
If I remember correctly, it's more expensive for merchants to process payments run as credit but you're also more protected.