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      10-20-2014, 09:26 AM   #1
skywalker_bmw
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Drives: BMW 328i xDrive
Join Date: Oct 2014
Location: United States

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BMW Warranty vs Third Party Warranty.

I recently bought a BMW from a dealer, and I am planning on keeping the car for 4-5 years so thought of getting an extended warranty so I can have peace of mind. However, few days later I realized the dealer sold me (CNA) third party warranty (bumper to bumper) instead of BMW warranty. Now I am little concerned whether I did right choice? Should I be taking BMW warranty instead? or any other warranty for better price if I am going with third party?

CAR Details:
2013 328ixDrive
Sedan, with 19,120 miles
I have factory warranty till December 26th 2016

I called up CNA to verify and they mentioned I have 6 years warranty for total of 75K miles, the good part is 6 years from the date of purchase instead of the first service in date (October 2014 till October 2020) and I will have (75000-19000 = 56K). I paid $3100 for this, sounds like too much :/. I have 1 more week to decide whether I want to keep it or not.

When I researched I see different warranty services like CNA, AAA, DCU and GEICO. Does anyone has CNA warranty? Also I have taken loan from DCU, would it be cheaper to get one from them ? Will BMW dealers accept these warranties?

DCU
https://www.dcu.org/loans/mechanical...insurance.html

GEICO
https://www.geico.com/getaquote/auto...own-insurance/

CNA
https://www.cnanational.com/cportal/...vice-contracts

Thanks a lot for your suggestions

Last edited by skywalker_bmw; 10-20-2014 at 02:13 PM.. Reason: more info
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