get a heart rate monitor and do some sort of walking / treadmill / bicycle etc that pushes your heart rate into "fat-burning" range. For many adults this is around 110-120 beats per minute. Start with what you are able to do and build up to at least 30 minutes a day, six days a week.
A good book is "Younger Next Year", which describes how and why all of this can help and why it's important. It helped me lose 35 lbs in six months.
good luck
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