WTF? Credit Card approval?!?!

BMWE90 · 02-04-2008, 07:18 PM

Just got this credit card in the mail today and it has my name on it. I dont remember signing up for it at all. They said I must call their 1-800 number to activate the card. I tried calling in to ask them about it but I'm not able to get through unless I enter the card number which in turn activates the account. I'm just wondering if anyone here's gotten something similar? This is from First National Card.

DasBlitz · 02-04-2008, 07:52 PM

It is illegal to do that now. Where they send credit cards with your name and everything. I would try and somehow find some sort of customer support number. Call them say you will report them if they dont take you off their list or whatever they have.

AndrewAZ · 02-04-2008, 08:00 PM

You sure its not a fake number on the car? I still get them all the time with my name on it but the number on the CC is 0000 0000 00000 ect.

BMWE90 · 02-04-2008, 08:19 PM

Quote:

Originally Posted by DasBlitz

It is illegal to do that now. Where they send credit cards with your name and everything. I would try and somehow find some sort of customer support number. Call them say you will report them if they dont take you off their list or whatever they have.

Yeah they do have a optoutprescreen number but not really a number where I can call and ask about it. The other number will pretty much activate the card and constitute that I've accepted the card which is kind of wack.

BMWE90 · 02-04-2008, 08:21 PM

Quote:

Originally Posted by AndrewAZ

You sure its not a fake number on the car? I still get them all the time with my name on it but the number on the CC is 0000 0000 00000 ect.

Nope. It has like real numbers, name & expiration date. All I have to do is call in an activate it. lol wtf?

sinnet112 · 02-04-2008, 08:27 PM

It's happened to me with reputable cards like Bank of America or Chase. If you don't need a credit card just cut it up. Not worth risking it if/when they ask you for your SSN or home address or anything like that.

Couch · 02-05-2008, 09:32 AM

Just shred the card and all the crap in the envelope.

Speaking of shredding, always remember to shred anything with your name and address on it.

OC Guy · 02-05-2008, 12:52 PM

Check your credit report. You get a free one.

turbocoins · 02-07-2008, 09:31 PM

You can also get a credit freeze in most states so that nobody can access your credit without your permission. This is a credit freeze, not a fraud alert. Look it up--it's worthwhile.

BMWE90 · 02-07-2008, 11:03 PM

Thanks for all your advice/opinions guys. I basically just didnt even bother calling them again or anything. I will probably just shred it.

Quote:

Originally Posted by turbocoins

You can also get a credit freeze in most states so that nobody can access your credit without your permission. This is a credit freeze, not a fraud alert. Look it up--it's worthwhile.

Oh wow I think I heard something like that before in this one commercial but didnt know what it was. Anyhow, I took your advice and looked it up and it does explain a lot. Thank you!

turbocoins · 02-09-2008, 09:36 AM

Quote:

Originally Posted by BMWE90

Thanks for all your advice/opinions guys. I basically just didnt even bother calling them again or anything. I will probably just shred it.

Oh wow I think I heard something like that before in this one commercial but didnt know what it was. Anyhow, I took your advice and looked it up and it does explain a lot. Thank you!

You're welcome. It works!

02-04-2008, 07:18 PM	#1
BMWE90 Major 86 Rep 1,153 Posts Drives: E90 335 Join Date: Aug 2007 Location: Bay Area iTrader: (1)	WTF? Credit Card approval?!?! Just got this credit card in the mail today and it has my name on it. I dont remember signing up for it at all. They said I must call their 1-800 number to activate the card. I tried calling in to ask them about it but I'm not able to get through unless I enter the card number which in turn activates the account. I'm just wondering if anyone here's gotten something similar? This is from First National Card.
	Appreciate 0 Tweet Quote

02-04-2008, 07:52 PM	#2
DasBlitz Major 62 Rep 1,141 Posts Drives: bmw 328i 07 Join Date: Jan 2007 Location: new england iTrader: (1) Garage List 2007 328i [0.00]	It is illegal to do that now. Where they send credit cards with your name and everything. I would try and somehow find some sort of customer support number. Call them say you will report them if they dont take you off their list or whatever they have. __________________
	Appreciate 0 Quote

02-04-2008, 08:00 PM	#3
AndrewAZ Major 137 Rep 1,243 Posts Drives: 335i Join Date: Jan 2007 Location: CA iTrader: (0)	You sure its not a fake number on the car? I still get them all the time with my name on it but the number on the CC is 0000 0000 00000 ect.
	Appreciate 0 Quote

02-04-2008, 08:27 PM	#6
sinnet112 Major 30 Rep 1,118 Posts Drives: 2009 E89 Z4 Join Date: Dec 2006 Location: NJ iTrader: (1) Garage List 2007 335i Coupe [0.00] 2007 328xi Sedan [0.00]	It's happened to me with reputable cards like Bank of America or Chase. If you don't need a credit card just cut it up. Not worth risking it if/when they ask you for your SSN or home address or anything like that. __________________ Z4 sdrive30i \| Deep Sea Blue \| Ivory White Nappa Extended Leather \| ZSP
	Appreciate 0 Quote

02-05-2008, 09:32 AM	#7
Couch Colonel 142 Rep 2,900 Posts Drives: E92 335i Join Date: Jan 2007 Location: Houston iTrader: (0) Garage List 2007 E92 335i [0.00]	Just shred the card and all the crap in the envelope. Speaking of shredding, always remember to shred anything with your name and address on it.
	Appreciate 0 Quote

02-05-2008, 12:52 PM	#8
OC Guy General 539 Rep 18,123 Posts Drives: AW 335D E90 Join Date: Oct 2006 Location: Irvine/Aliso Viejo, CA iTrader: (9) Garage List 2007 335i [0.00]	Check your credit report. You get a free one. __________________ Current: 2010 Alpine White 335D LCI l 19" BBS LMs l KW V2 Coilovers l BMW Performance Grilles l MSport Front/Rear l Karbonwerke Trunk l F1 Pinnacle Tint 35% Former: E92 Space Grey 335i Latest pics
	Appreciate 0 Quote

02-07-2008, 09:31 PM	#9
turbocoins Captain 18 Rep 749 Posts Drives: '08 Z06, '07 MKZ Join Date: Jan 2007 Location: Warm Climate iTrader: (0)	You can also get a credit freeze in most states so that nobody can access your credit without your permission. This is a credit freeze, not a fraud alert. Look it up--it's worthwhile.
	Appreciate 0 Quote