F30POST
F30POST
2012-2015 BMW 3-Series and 4-Series Forum
BMW Garage BMW Meets Register Today's Posts
BMW 3-Series and 4-Series Forum (F30 / F32) | F30POST > 2012-2019 BMW 3 and 4-Series Forums > Regional Forums > UK > Is this a good deal?
proTUNING Freaks
Post Reply
 
Thread Tools Search this Thread
      12-04-2016, 01:10 PM   #1
nickcooluz
Private First Class
54
Rep
168
Posts

Drives: 430d
Join Date: Dec 2016
Location: London

iTrader: (0)

Is this a good deal?

Hi All,

I am new to this forum and I am planning to buy a 420d m sport. I was thinking of buying an approved used 2016 model but the price difference between the new and approved model is not too much and 10% APR on approved used is way too much.

I am thinking of going for the Xdrive with M plus pack, advance parking pack. Not sure if there is any other extras I should add. Any recommendations?

I have spoken to a dealerships and following are the pcp deal details I have received from one of the dealerships:

On the road Price £34036.25
Annual Mileage 10k
Deposit £5000
47 Monthly Payments £355.00
GFV £14,948.70
APR 2.9%

It is the first time I am planning to buy a new car and would like some advice on the numbers above. If anyone on the forum has purchased a similar model and can give me some advice on the deal please?

I am thinking of keeping the car at the end of the 47 months term by paying off the baloon as i really dont like the idea of paying £21,685 to rent a car for 4 years and returning it back
Appreciate 0
      12-04-2016, 01:47 PM   #2
Xplosiv166
Captain
United Kingdom
137
Rep
680
Posts

Drives: F32 440i M Sport Plus
Join Date: Oct 2013
Location: Manchester

iTrader: (0)

Hi,

Best place to start is the following:

http://www.coast2coastcars.co.uk/

run through and see what you can get, then go back to the dealer and ask for them to beat it.

A very quick look C2C are showing

BMW 4 SERIES COUPE 420d [190] xDrive 2 door M Sport Coupe

ON THE ROAD PRICE £31,054

SAVING YOU £5,941

IMO unless you live in Scotland xDrive is pointless and makes the handling worse - save the money and get some winter tryes which in winter conditions will be far better / safer then xDrive

BMW 4 SERIES COUPE 420d [190] 2 door M Sport Coupe

ON THE ROAD PRICE £29,984

SAVING YOU £5,511

plus mpg will be worse with xDrive due to drive-train losses
__________________
Current: None

Previous:
E92 320d, E92 LCI 330d
F30 330d, F32 440i

Last edited by Xplosiv166; 12-04-2016 at 01:54 PM..
Appreciate 0
      12-04-2016, 01:48 PM   #3
teaston
Banned
No_Country
10999
Rep
32,881
Posts

Drives: X3 M40d
Join Date: May 2012
Location: The High Seas

iTrader: (1)

Not great imo. You should really consider a 430d or 435d, much better engines and extra standard equipment, plus because they have better discounts and better residuals means they could cost the same as the 420d!

Contact Tony Lewis at Berry BMW Heathrow for the best deals/service, most of us buy from him: TRLdeals@outlook.com
Appreciate 0
      12-04-2016, 01:56 PM   #4
225
Brigadier General
2288
Rep
4,942
Posts

Drives: 340i
Join Date: Jan 2016
Location: Uk

iTrader: (0)

Not a great deal at all. Have sent you a PM with a good guy a few people on here have bought from.
Appreciate 0
      12-04-2016, 02:05 PM   #5
Mr Burt
Lieutenant
694
Rep
590
Posts

Drives: F31 340
Join Date: Mar 2016
Location: Shropshire

iTrader: (0)

Quote:
Originally Posted by nickcooluz View Post
Hi All,

I am new to this forum and I am planning to buy a 420d m sport. I was thinking of buying an approved used 2016 model but the price difference between the new and approved model is not too much and 10% APR on approved used is way too much.

I am thinking of going for the Xdrive with M plus pack, advance parking pack. Not sure if there is any other extras I should add. Any recommendations?

I have spoken to a dealerships and following are the pcp deal details I have received from one of the dealerships:

On the road Price £34036.25
Annual Mileage 10k
Deposit £5000
47 Monthly Payments £355.00
GFV £14,948.70
APR 2.9%

It is the first time I am planning to buy a new car and would like some advice on the numbers above. If anyone on the forum has purchased a similar model and can give me some advice on the deal please?

I am thinking of keeping the car at the end of the 47 months term by paying off the baloon as i really dont like the idea of paying £21,685 to rent a car for 4 years and returning it back
Ok, think I can offer advice based on previous and current experiences around 3 series 320d x drive and my now fab 340.
The deal if that's the first one you have got, get some more.
Go on C2C get a quote and sit down with a dealer and thrash the numbers. Your post kind of indicates you have had internet/email contact but not face to face. You and they need to see the whites of each other's eyes, so sit down and go through the numbers. Don't be shy to walk away if the numbers don't feel right there's loads of deals out there, be robust.
Extras wise, unless you live in remote areas, xdrive will be a waste.
You get lower MPG, sloppy SE suspension handling and a high ride height which looks out of place on a great looking coupe like the 4. It will also save you approx 1500 notes if you don't spec it.
Now do you need a diesel? my 320d was a nice car with a dog of an engine, I am aware that the latest have a more refined motor, but not by much. If you do less than 15k a year, go petrol. It will save you money on purchase and be a much nicer experience in a coupe. They do 320, 330, 340 so lots to match budgets.
Plus if you plan on keeping for many years, the clock is ticking on diesel tax etc and as a long term owner you could get caught out as depreciation escalates with pressure from tax/legislation.
Other extras. Not a fan of Pro Nav. Nice screen but poor navigation. Save the cash and don't get conned by sales who say it's needed for resale.
M Sport plus pack is good value and the 19" wheels look good on the coupe, go for it.
Heated wheel, great must have and good value. Rear camera, so useful.
Go for an interior other than black, BM's can be a bit dull looking in dark colours and the 4 is a great looking car that really deserves a smart interior.
Wish I had gone for individual leather and dash. It looks so good and really ups the interior quality, but is expensive. I would def the Pro Nav and go for it next time.
Hope this helps and not confuses, enjoy the buying experience and don't be shy when negotiating, the bottom line is way lower than you think and they need to sell.
Appreciate 0
      12-04-2016, 02:09 PM   #6
rosstin
Captain
rosstin's Avatar
United Kingdom
327
Rep
665
Posts

Drives: 340i saloon
Join Date: Oct 2016
Location: London

iTrader: (0)

Don't forgot the HK speaker upgrade!
Appreciate 0
      12-04-2016, 02:13 PM   #7
teaston
Banned
No_Country
10999
Rep
32,881
Posts

Drives: X3 M40d
Join Date: May 2012
Location: The High Seas

iTrader: (1)

Quote:
Originally Posted by rosstin View Post
Don't forgot the HK speaker upgrade!
He said M Plus pack!
Appreciate 0
      12-04-2016, 02:18 PM   #8
robbiep
Brigadier General
United Kingdom
1983
Rep
3,216
Posts

Drives: VW e-Golf !
Join Date: Dec 2013
Location: North Wales, UK

iTrader: (0)

Interesting that Mr Burt says not to go for Pro Nav. I'll just say that it's an absolute essential for me with any BMW that I buy, and a salesperson who I know reckons it's one of the most critical things that private buyers insist on, if he's looking across group stock.
Appreciate 0
      12-04-2016, 03:10 PM   #9
Fly100
New Member
0
Rep
13
Posts

Drives: Bmw
Join Date: Dec 2016
Location: Lincs

iTrader: (0)

I joined to day to ask a bout a how you guys finance your cars, I cant post a new thread so I will jump on here if you don't mind.
Evening fellas,

Wondering if you can offer some help and advice, currently running a m135 and Audi Quattro but we are now in a position to drop to one car. So with that in mind 335D Xdrive is just the job. We have driven one and like the car and it suits all our needs.
Our problem is we cant get a suitable deal, with or without BMW subsidies, extra this, GAP, paint treatments PCP, Select, pay outright.
Im at the point of walking away from this as it is actually keeping me awake at night! We are in the middle of a house sale and about to start building a house so im about at max brain resource……

Car in question is a brand new but pre reg’d so its a lot cheaper ( 10k) but this removes a lot of BMW financial help.


So PCP do you guys use it ? small deposit ? just cant get head round the high monthly payments and the 10.9% !

Buying outright seems no longer the way ? Is this the norm, I’ve always just bought my cars outright, done. No limit on miles or this or that, its mime!

Would really be grateful of some input here, as I say its driving me crackers and frankly you cant believe a word that come out of a salesman’s mouth.

Many thanks,

FLY
Appreciate 0
      12-04-2016, 03:41 PM   #10
Rukka
Brigadier General
Rukka's Avatar
2647
Rep
3,664
Posts

Drives: M4 Comp
Join Date: Jul 2015
Location: Cheshire (UK)

iTrader: (0)

Quote:
Originally Posted by nickcooluz View Post
Hi All,



I have spoken to a dealerships and following are the pcp deal details I have received from one of the dealerships:

On the road Price £34036.25
Annual Mileage 10k
Deposit £5000
47 Monthly Payments £355.00
GFV £14,948.70
APR 2.9%
That's a shite deal frankly. Dealer is giving you NOTHING at all by means of discount.

Using a Coast2Coast quote as Xplosiv166 says above, you should be getting £5.5k discount

With your £5k deposit, you should be looking at a monthly of £229 or if you put in just £1000, then you would pay £319.

Shop around - plenty of good deals to be had
__________________
Current: M4 G82

Past: C43, X4 M40i, TTS, M4 CP, 440i, 435d, M235i, 220d, F30, E90, E87
Appreciate 0
      12-04-2016, 03:44 PM   #11
P1 PET
Major
P1 PET's Avatar
396
Rep
1,235
Posts

Drives: BOX ON WHEELS
Join Date: Jun 2016
Location: Earth

iTrader: (0)

I'd suggest you go for a bigger engine like 440i or 430i at least as you will probably regret with the power of 20i. Don't get me wrong it is not a slow car by no means when using it around town but when you take the car abroad you will realise it's sluggishness among other cars on motorway/autobahn. Not safe to overtake other cars as well when going after 60 or 70 mph. If I had to buy another BMW that would be LCI 4 Series with 3 liter engine. Pro Nav, HK, HUD, Adaptive LED and rear seat folding are essential.
Appreciate 0
      12-04-2016, 03:45 PM   #12
rosstin
Captain
rosstin's Avatar
United Kingdom
327
Rep
665
Posts

Drives: 340i saloon
Join Date: Oct 2016
Location: London

iTrader: (0)

Quote:
Originally Posted by teaston View Post
He said M Plus pack!
Ahem. I'm going loopy whilst waiting for mine
Appreciate 0
      12-04-2016, 03:49 PM   #13
Mattyk
Lieutenant Colonel
Mattyk's Avatar
United Kingdom
591
Rep
1,797
Posts

Drives: G20 M340i
Join Date: Oct 2014
Location: Lancashire

iTrader: (0)

435d GC
Nil deposit
539/month
15k pa / 4years

Msport+ \ adaptive suspension

This could be better but I have negative equity in my car, I am paying 2.4k, dealer covers balance. Range is up to 6k depending on which dealer you talk too

I reckon you could get less than 500 a month, with no deposit, I am sure I have a quote somewhere. your at 455 now with your deposit included in the monthlies
__________________
G20 M340i

Gone
F36 435d
F30 335d
Appreciate 0
      12-04-2016, 03:53 PM   #14
kzg1969
Lieutenant Colonel
kzg1969's Avatar
Scotland
1301
Rep
1,928
Posts

Drives: X3M Comp / M3 E93
Join Date: Nov 2016
Location: AberFreeze

iTrader: (1)

Quote:
Originally Posted by Fly100 View Post
I joined to day to ask a bout a how you guys finance your cars, I cant post a new thread so I will jump on here if you don't mind.
Evening fellas,

Wondering if you can offer some help and advice, currently running a m135 and Audi Quattro but we are now in a position to drop to one car. So with that in mind 335D Xdrive is just the job. We have driven one and like the car and it suits all our needs.
Our problem is we cant get a suitable deal, with or without BMW subsidies, extra this, GAP, paint treatments PCP, Select, pay outright.
Im at the point of walking away from this as it is actually keeping me awake at night! We are in the middle of a house sale and about to start building a house so im about at max brain resource……

Car in question is a brand new but pre reg’d so its a lot cheaper ( 10k) but this removes a lot of BMW financial help.


So PCP do you guys use it ? small deposit ? just cant get head round the high monthly payments and the 10.9% !

Buying outright seems no longer the way ? Is this the norm, I’ve always just bought my cars outright, done. No limit on miles or this or that, its mime!

Would really be grateful of some input here, as I say its driving me crackers and frankly you cant believe a word that come out of a salesman’s mouth.

Many thanks,

FLY
I just bought a pre-reg 335D. Traded in a car and financed it myself....e.g. Sainsbury's loan or similar.

PCP just didnt seem to make sense / interest rates too high. Plus, I like the fact (right or wrong) that the car is mine!

any help?
Appreciate 0
      12-04-2016, 03:58 PM   #15
mcoops
Lieutenant Colonel
United Kingdom
1757
Rep
1,705
Posts

Drives: Short term lease
Join Date: Dec 2013
Location: England

iTrader: (0)

Lots of great advice here, including considering petrol if you are not going to be doing many miles. But my personal PoV is swerve the 420i, or at least test drive it. I'm just coming out of 320i and it feels very underpowered. If you genuinely can't get a good deal on a 430i or 430d, go with the 420d not 420i.
__________________

Appreciate 0
      12-04-2016, 04:07 PM   #16
Mattyk
Lieutenant Colonel
Mattyk's Avatar
United Kingdom
591
Rep
1,797
Posts

Drives: G20 M340i
Join Date: Oct 2014
Location: Lancashire

iTrader: (0)

Quote:
Originally Posted by kzg1969 View Post
I just bought a pre-reg 335D. Traded in a car and financed it myself....e.g. Sainsbury's loan or similar.

PCP just didnt seem to make sense / interest rates too high. Plus, I like the fact (right or wrong) that the car is mine!

any help?

I had dealers look at a 335d as well as the 435dGC, the 335d was dearer due to Apr being higher, 2.9% on 4's at the moment
__________________
G20 M340i

Gone
F36 435d
F30 335d
Appreciate 1
kzg19691300.50
      12-04-2016, 04:13 PM   #17
UKF30
Brigadier General
UKF30's Avatar
United Kingdom
2524
Rep
3,863
Posts

Drives: BMW G30 LCI Black Saphire
Join Date: Oct 2016
Location: United Kingdom

iTrader: (0)

Quote:
Originally Posted by teaston View Post
Not great imo. You should really consider a 430d or 435d, much better engines and extra standard equipment, plus because they have better discounts and better residuals means they could cost the same as the 420d!

Contact Tony Lewis at Berry BMW Heathrow for the best deals/service, most of us buy from him: TRLdeals@outlook.com


i agree with Teaston , my brother has 435D M Sport Xdrive in EB and it is well equipped and very good engine .

DO NOT forget to get Pro Nav, Xenon/LED headlights though mate
Appreciate 0
      12-04-2016, 04:14 PM   #18
teaston
Banned
No_Country
10999
Rep
32,881
Posts

Drives: X3 M40d
Join Date: May 2012
Location: The High Seas

iTrader: (1)

Quote:
Originally Posted by UKF30 View Post
Quote:
Originally Posted by teaston View Post
Not great imo. You should really consider a 430d or 435d, much better engines and extra standard equipment, plus because they have better discounts and better residuals means they could cost the same as the 420d!

Contact Tony Lewis at Berry BMW Heathrow for the best deals/service, most of us buy from him: TRLdeals@outlook.com


i agree with Teaston , my brother has 435D M Sport Xdrive in EB and it is well equipped and very good engine .

DO NOT forget to get Pro Nav, Xenon/LED headlights though mate
Pro nav & xenons are standard on 4 series
Appreciate 1
Chompers1156.00
      12-04-2016, 04:29 PM   #19
CazuaLLUK
Banned
2221
Rep
5,897
Posts

Drives: 2014 335i Black F30 M Sport
Join Date: May 2016
Location: Portsmouth, UK

iTrader: (1)

Garage List
Quote:
Originally Posted by Rukka View Post
That's a shite deal frankly. Dealer is giving you NOTHING at all by means of discount.

Using a Coast2Coast quote as Xplosiv166 says above, you should be getting £5.5k discount

With your £5k deposit, you should be looking at a monthly of £229 or if you put in just £1000, then you would pay £319.

Shop around - plenty of good deals to be had
The man maths king speaks again, his figures show you that you can get in a bigger engine car for almost the same as your first quote.
Appreciate 2
Rukka2647.00
      12-04-2016, 04:56 PM   #20
sensible
Lieutenant Colonel
sensible's Avatar
810
Rep
1,706
Posts

Drives: BMW 420i M-Sport Gran Coupe
Join Date: Aug 2015
Location: West Midlands UK

iTrader: (0)

Quote:
Originally Posted by Mr Burt View Post
Ok, think I can offer advice based on previous and current experiences around 3 series 320d x drive and my now fab 340.
The deal if that's the first one you have got, get some more.
Go on C2C get a quote and sit down with a dealer and thrash the numbers. Your post kind of indicates you have had internet/email contact but not face to face. You and they need to see the whites of each other's eyes, so sit down and go through the numbers. Don't be shy to walk away if the numbers don't feel right there's loads of deals out there, be robust.
Extras wise, unless you live in remote areas, xdrive will be a waste.
You get lower MPG, sloppy SE suspension handling and a high ride height which looks out of place on a great looking coupe like the 4. It will also save you approx 1500 notes if you don't spec it.
Now do you need a diesel? my 320d was a nice car with a dog of an engine, I am aware that the latest have a more refined motor, but not by much. If you do less than 15k a year, go petrol. It will save you money on purchase and be a much nicer experience in a coupe. They do 320, 330, 340 so lots to match budgets.
Plus if you plan on keeping for many years, the clock is ticking on diesel tax etc and as a long term owner you could get caught out as depreciation escalates with pressure from tax/legislation.
Other extras. Not a fan of Pro Nav. Nice screen but poor navigation. Save the cash and don't get conned by sales who say it's needed for resale.
M Sport plus pack is good value and the 19" wheels look good on the coupe, go for it.
Heated wheel, great must have and good value. Rear camera, so useful.
Go for an interior other than black, BM's can be a bit dull looking in dark colours and the 4 is a great looking car that really deserves a smart interior.
Wish I had gone for individual leather and dash. It looks so good and really ups the interior quality, but is expensive. I would def the Pro Nav and go for it next time.
Hope this helps and not confuses, enjoy the buying experience and don't be shy when negotiating, the bottom line is way lower than you think and they need to sell.
Great advice.
Appreciate 0
      12-04-2016, 04:59 PM   #21
Geo's comps
First Lieutenant
United Kingdom
56
Rep
333
Posts

Drives: F32 420d Msport + coupe
Join Date: Nov 2012
Location: London

iTrader: (0)

I would consider test driving 430d to compare although there nothing wrong the 420d from my experience it's a great all rounder if you planning on playing it safe.

Is would ask for more discount especially now there more generous with it and currently run 2.5 % APR offering.

I'm paying fairly similar to what you been quoted but I ordered my car Jan 15.
Appreciate 0
      12-04-2016, 05:00 PM   #22
sensible
Lieutenant Colonel
sensible's Avatar
810
Rep
1,706
Posts

Drives: BMW 420i M-Sport Gran Coupe
Join Date: Aug 2015
Location: West Midlands UK

iTrader: (0)

Quote:
Originally Posted by mcoops View Post
Lots of great advice here, including considering petrol if you are not going to be doing many miles. But my personal PoV is swerve the 420i, or at least test drive it. I'm just coming out of 320i and it feels very underpowered. If you genuinely can't get a good deal on a 430i or 430d, go with the 420d not 420i.
Love my 320i LCI....great engine, powerful enough, good fuel economy, smooth and refined. Don't write it off until you have driven it. (the 430 has the same 2.0 litre engine but with more bhp)
Appreciate 0
Post Reply

Bookmarks

Tags
4 series, 420d, deal, f32


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 09:51 AM.




f30post
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST