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04-06-2022, 07:42 PM | #1 |
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E90/e92 financing
Has anyone found a bank that will finance an e9x at market value. My credit union only uses nadaguides and value on an e90 I am looking at comes in at 21k but he is asking 37k.. I have money to put down but would rather keep those funds for maintenance/rod bearings and of course mods haha.. any idea of a bank that might get closer to what these are selling for.
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04-08-2022, 06:26 PM | #3 |
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Lightstream
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05-02-2023, 09:15 PM | #4 |
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Drives: E92 M3 6MT Space/Black
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Almost all credit unions will use NADA values which are stupidly low. In fact, they value cars with sunroof and auto trans as a little more valuable and even if you go in and quadruple the miles on the calculator it barely makes a difference.
If you have good credit and decent income use Lightstream you may be able to score 8-9% interest on the amount you want. |
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05-03-2023, 11:22 PM | #5 |
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https://www.dcu.org/about/rates.html
I've used these guys. They don't care about book values, you just put whatever the purchase price and loan amount is on the app. |
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05-05-2023, 10:08 PM | #6 | |
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Drives: E92 M3 6MT Space/Black
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Quote:
Frustratingly enough some credit unions are totally fine financing $48K for a 2012 Carrera S with 97,000 miles. NADA values are bizarre.. |
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05-07-2023, 04:47 PM | #7 | |
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